Terms of Service

Draft version — last updated 2026. Governing law: Italy / EU.

DRAFT — pending professional review. This document is an operational draft. It is not legal advice and must be validated by a qualified professional before going live. Seller-identity fields shown as {{PLACEHOLDER}} are filled in by the operator after consulting an accountant/lawyer.

Last updated: {{LAST_UPDATED_DATE}}

These Terms of Service ("Terms") govern your access to and use of the Velquaria website, storefront, and the digital products sold through it (together, the "Service"). The Service is operated by {{SELLER_LEGAL_NAME}}, {{SELLER_ADDRESS}} ("Velquaria", "we", "us", or "our"). You can reach us at [email protected].

By accessing the Service, placing an order, or downloading any product, you agree to be bound by these Terms. If you do not agree, do not use the Service or purchase our products.

These Terms should be read together with our separate Privacy Policy, Cookie Policy, and Refunds Policy, each of which is incorporated by reference. Use of the digital products is additionally governed by our License Agreement.

1. Acceptance of these Terms

By using the Service you confirm that you have read, understood, and accepted these Terms, and that you have the legal capacity to enter into a binding contract. If you are using the Service on behalf of an organization, you represent that you are authorized to bind that organization, and "you" includes that organization.

We may update these Terms from time to time (see Section 15). Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Eligibility

To purchase from us you must be at least 18 years old (or the age of majority in your jurisdiction) and able to form a legally binding contract. The Service is intended for consumers ("B2C") purchasing digital products for their own personal use. By ordering you confirm that the information you provide is accurate and complete.

We sell to customers in the United States, Canada, the United Kingdom, New Zealand, Australia, and the European Union. We may refuse or cancel orders, or decline to serve any user, at our reasonable discretion — for example where we suspect fraud, a chargeback pattern, or a breach of these Terms.

3. Products and Descriptions

We sell digital products — including ebooks, strategy packs, printable PDFs, templates, and similar downloadable materials. Some products are derived from, or rebranded from, private-label rights (PLR) or other licensed third-party content (see Section 9 and the License Agreement).

We try to describe our products accurately, but we do not warrant that descriptions, previews, page counts, or other content are complete, current, or error-free. Products are delivered "as is" (see Sections 10 and 11).

4. Orders and the Order Process

When you place an order you select a product, provide a valid email address and any required billing details, and complete payment through our checkout. Your order is an offer to purchase. A binding contract is formed when we accept your order and make the product available for download.

We do not require you to create a password-protected account to buy. Where any account or order-history feature is offered, you are responsible for keeping your credentials confidential and for all activity under your order email.

You are responsible for providing a correct, working email address. Delivery information (including your download link) is tied to that address, and we are not responsible for non-delivery caused by an incorrect address, full mailbox, or spam filtering on your side.

5. Pricing and Payment

All prices are shown at checkout in the applicable currency and are the prices in effect at the time you place your order. We may change prices at any time, but changes do not affect orders already accepted.

Payment is processed by our third-party payment providers, Stripe and PayPal. By paying you also agree to the applicable provider's terms. We do not store your full card details; card and payment data are handled by the provider. You authorize us (via the provider) to charge the total shown at checkout, including any applicable taxes.

For certain offers, an order may include an optional add-on (such as an order bump) or a follow-on offer (such as an upsell) presented after your initial purchase. Any such additional charge is only made after you separately accept that offer.

Tax note

(Placeholder for accountant — indicative only, to be confirmed and finalized by a qualified tax professional.) The seller currently operates under the Italian flat-rate regime ("regime forfettario"): operations are not subject to VAT pursuant to Article 1, paragraphs 54–89 of Law No. 190/2014 ("operazione non soggetta a IVA ai sensi dell'art. 1, commi 54-89, L. 190/2014"), and invoices, where issued, do not include VAT. For cross-border sales of digital products to consumers in other EU Member States, EU VAT on telecommunications, broadcasting and electronically supplied services ("TBE") may nonetheless apply in the customer's country and may be accounted for through the One-Stop Shop (OSS) scheme. Any tax, duty, or levy imposed by your own jurisdiction on your purchase is your responsibility unless we are legally required to collect it. The final wording of this tax note must be reviewed and confirmed by the seller's accountant.

6. Digital Delivery

Products are delivered electronically. After a successful payment, you receive access to a personal download token — a unique link tied to your order that lets you download the delivered files. Downloads may be subject to reasonable limits (for example, a maximum number of downloads or a time window) to protect against abuse.

By purchasing, you request and consent to immediate performance — that is, delivery of digital content — as soon as your payment is confirmed. Where you are a consumer with a statutory right of withdrawal (see Section 13 and our Refunds Policy), you acknowledge that this right may be lost once download/delivery has begun with your prior express consent, to the extent permitted by applicable law.

Delivered files may be forensically stamped with information linking the copy to your order (such as your email address and order identifier). This watermarking is used to deter unauthorized redistribution and to enforce the License Agreement. See our Privacy Policy for how this data is handled.

7. Acceptable Use

You agree that you will not:

use the Service for any unlawful, fraudulent, or harmful purpose;
resell, redistribute, share, sublicense, publish, or otherwise make available the delivered files to any third party (see the License Agreement);
circumvent, disable, or tamper with any delivery limit, watermark, forensic stamp, or other technical protection;
attempt to gain unauthorized access to the Service, other users' orders, or our systems;
scrape, harvest, or bulk-download content, or use bots or automated means except as expressly permitted;
misrepresent your identity, use a false or another person's payment method, or engage in chargeback abuse;
upload or transmit malware, or interfere with the operation, security, or integrity of the Service.

We may suspend or terminate your access, cancel orders, and pursue any available remedy if we reasonably believe you have violated this Section.

8. Intellectual Property

The Service and all products, and all content within them — including text, layouts, graphics, designs, templates, logos, and the "Velquaria" name and branding — are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws.

When you purchase a product, you buy a license to use it, not the intellectual property in it. Ownership and all rights not expressly granted remain with Velquaria and its licensors. The scope of what you may and may not do with a product is set out in the separate License Agreement, which forms part of your contract with us.

You may not use our trademarks, logos, or brand features without our prior written permission.

9. Third-Party and PLR Content

Some products incorporate or are derived from private-label rights (PLR) material or other third-party licensed content. Where this is the case, our license to you is granted subject to, and does not exceed, the rights we hold in that underlying content. Nothing in these Terms transfers to you any rights in third-party content beyond the personal-use license described in the License Agreement. In particular, you may not resell, redistribute, or re-license our products (or the underlying PLR material within them) as your own PLR or otherwise.

10. Disclaimers

Our products are provided for informational and educational purposes only. They do not constitute professional, legal, financial, tax, medical, business, or investment advice, and should not be relied upon as such. You should seek advice from a qualified professional before acting on any information in a product.

We make no guarantee of any specific result, outcome, income, or benefit from using our products. Any examples, case studies, or projected results are illustrative only; your results depend on many factors outside our control, including your own effort, skills, and circumstances.

To the maximum extent permitted by law, the Service and products are provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free, or that files will be compatible with all devices or software.

Nothing in this Section limits or excludes any warranty or protection that cannot be limited or excluded under the mandatory law that applies to you as a consumer.

11. Limitation of Liability

To the maximum extent permitted by applicable law, Velquaria and its owners, officers, and suppliers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business, arising out of or relating to your use of (or inability to use) the Service or the products, even if we have been advised of the possibility of such damages.

To the maximum extent permitted by applicable law, our total aggregate liability arising out of or relating to the Service or a product will not exceed the amount you actually paid to us for the product giving rise to the claim.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any liability that cannot be excluded or limited under the mandatory law that applies to you. If you are a consumer, these limitations apply only to the extent permitted by the consumer-protection law of your country of residence, and your mandatory statutory rights are unaffected (see Section 14).

12. Indemnity

To the extent permitted by law, you agree to indemnify and hold harmless Velquaria and its owners, officers, and suppliers from and against any claims, damages, losses, liabilities, and reasonable expenses (including legal fees) arising out of or related to your misuse of the Service or products, your breach of these Terms or the License Agreement, or your violation of any law or third-party right. This Section does not apply to the extent a claim results from our own breach or unlawful conduct, and does not affect your mandatory rights as a consumer.

13. Refunds and Right of Withdrawal

Refunds and any statutory right of withdrawal (cooling-off) are governed by our separate Refunds Policy, which forms part of these Terms. Because our products are digital content delivered instantly, statutory withdrawal rights may be limited or lost once delivery/download has begun with your prior express consent, to the extent allowed by the law that applies to you. Please read the Refunds Policy before purchasing.

14. Governing Law and Your Local Consumer Rights

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of Italy, without regard to conflict-of-laws rules.

If you are a consumer, this choice of law does not deprive you of the protection afforded to you by the mandatory provisions of the consumer-protection law of your country of habitual residence. Where the mandatory law of your country (for example in the EU, UK, US, Canada, Australia, or New Zealand) gives you rights that cannot be waived by contract, those rights continue to apply and prevail over any conflicting provision of these Terms.

15. Changes to the Service and to these Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also revise these Terms from time to time. When we make material changes, we will update the "Last updated" date and, where appropriate, provide additional notice. Changes apply prospectively; the version of these Terms in force at the time of your order governs that order.

16. Dispute Resolution

If you have a problem, please contact us first at [email protected] — most issues can be resolved informally and quickly.

Subject to your mandatory local consumer rights (Section 14), any dispute that cannot be resolved informally will be subject to the jurisdiction described by the governing law in Section 14. EU consumers may also access the European Commission's Online Dispute Resolution (ODR) platform at https://ec.europa.eu/consumers/odr. Consumers in other jurisdictions may have access to local dispute-resolution or small-claims mechanisms, which are unaffected by this Section.

Nothing in this Section prevents you from bringing a claim in the courts of your own country of residence where mandatory consumer law gives you that right.

17. Miscellaneous

Entire agreement. These Terms, together with the Privacy Policy, Cookie Policy, Refunds Policy, and License Agreement, form the entire agreement between you and us regarding the Service.
Severability. If any provision is found unenforceable, the remaining provisions stay in effect.
No waiver. Our failure to enforce a provision is not a waiver of it.
Assignment. You may not assign your rights under these Terms without our consent. We may assign ours in connection with a merger, acquisition, or sale of assets.

18. Contact

Questions about these Terms? Contact:

{{SELLER_LEGAL_NAME}} {{SELLER_ADDRESS}} Email: [email protected]